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Challenging Aged Care Assessment Decisions: Internal Review and the ART

A Notice of Decision refusing access to funded aged care services, setting a classification level or assigning a priority category can be challenged. This guide explains which decisions are reviewable under the Aged Care Act 2024 (Cth), how to request reconsideration within 28 days, what the internal decision reviewer must do within 90 days, the deemed-affirmation rule, and how and when to apply to the Administrative Review Tribunal.

15 min readReviewed by JULIAN McINTYRE, Associate
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Reverse Mortgages in Victoria: Legal and Elder-Law Considerations

A reverse mortgage lets an older homeowner borrow against home equity while ordinarily keeping ownership, with repayment postponed until a contractual trigger. This Victorian guide explains the consumer-credit protections that apply, what the credit contract and mortgage actually control, how capacity and enduring powers of attorney affect the transaction, what happens to a spouse or co-resident, and how the debt is dealt with on a move into aged care or on death.

16 min readReviewed by JIM PARKE, Lawyer & Chartered Accountant
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What Happens if a Beneficiary Cannot Be Found in Victoria?

An executor who cannot locate or identify a beneficiary cannot simply distribute the estate as though that person did not exist. This Victorian guide explains the reasonable searches expected of an executor, how to document them, the limits of the presumption of death, when a Benjamin order or other Supreme Court directions are needed, and how retention, insurance, payment into court and unclaimed-money procedures actually differ.

19 min readReviewed by JIM PARKE, Lawyer & Chartered Accountant
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Advance Care Directives in Victoria: Instructional vs Values Directives

A Victorian advance care directive can contain an instructional directive, a values directive, or both. This guide explains the legal difference under the Medical Treatment Planning and Decisions Act 2016 (Vic), the formal signing and witnessing requirements, when each type of statement operates, what health practitioners and medical treatment decision makers must do with it, and the limits and exclusions that apply.

21 min readReviewed by JIM PARKE, Lawyer & Chartered Accountant
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